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New York, NY — October 14th, 2026 — Coverdash, a leading embedded insurance provider powering insurance experiences across leading payroll, financial, and business platforms, today announced a partnership with 7shifts, the leading restaurant HR platform built specifically for restaurants, to bring pay-as-you-go Workers’ Compensation directly into 7shifts Payroll. Trusted by restaurant operators to manage their teams and day-to-day operations, 7shifts helps operators hire, train, schedule, pay, and retain their team in one easy-to-use platform. With the new integration, 7shifts Payroll customers can opt in to Workers’ Compensation during signup and, once they run their first payroll, purchase coverage with a single click using their actual payroll data, all without leaving 7shifts. Through Coverdash, restaurant owners can compare Workers’ Compensation quotes from 40+ carriers, purchase coverage, and instantly access and download Certificates of Insurance (COIs), all within the 7shifts experience. Workers’ Compensation Built Around Restaurant Payroll Restaurants can have significant fluctuations in payroll throughout the year due to hourly employees, seasonal staffing, and frequent hiring and turnover. Traditional Workers’ Compensation policies are typically priced using estimated annual payroll, which can lead to higher upfront costs and adjustments when actual payroll is reconciled. Coverdash’s pay-as-you-go model connects Workers’ Compensation premiums directly to payroll data from 7shifts. Instead of relying solely on an annual estimate, premiums adjust as actual payroll changes throughout the year. “Restaurant operators already rely on 7shifts to manage their entire HR workflow and payroll, so adding Workers’ Compensation to that workflow is a natural fit,” said Jordan Boesch, CEOat 7shifts. “Partnering with Coverdash gives operators a simpler, more flexible way to manage coverage as their business changes.” “Restaurant payroll can change significantly throughout the year, but Workers’ Compensation has traditionally been built around an annual estimate,” said Bobby Jones, Head of Partnerships at Coverdash. “By connecting coverage directly to 7shifts Payroll, we’re making it easier to get covered and keep premiums aligned with actual payroll.” The partnership builds on Coverdash’s experience embedding insurance into the platforms businesses already use to run their operations. By bringing Workers’ Compensation into 7shifts, Coverdash is extending that model to one of the most operationally complex segments of the small business market - restaurants. About Coverdash Coverdash is a leading embedded insurance provider powering insurance experiences across leading payroll, financial, and business platforms. Its technology enables partners to seamlessly integrate insurance into the products and workflows their customers already use. Headquartered in New York and licensed in all 50 states, Coverdash is transforming how businesses shop for, purchase, and manage commercial insurance. Want to partner with us? Visit coverdash.com/partner About 7shifts 7shifts is the restaurant HR platform helping operators run their team, from hiring through retention, in one place. Operators use 7shifts to hire and onboard faster, train new employees, build schedules, track time and attendance, manage tips, run payroll, and keep great people longer, with their POS data syncing in real time. Built specifically for restaurants, 7shifts replaces up to 5 disconnected systems for 55,000 restaurants and is trusted by 1.5 million+ restaurant professionals. 7shifts holds an average rating of 4.7/5 based on 35,000+ reviews across multiple platforms. To learn more, visit 7shifts.com.

Today, we’re excited to announce the launch of the Coverdash Claude Connector, giving business owners a new way to interact with and manage their commercial insurance policies directly through Claude. Coverdash has already transformed the commercial insurance experience by embedding into the platforms businesses already use, making it possible to compare coverage from 40+ carriers, purchase coverage instantly, and manage policies entirely online from start to finish. Policyholders can access tools like instant COIs and manage their coverage digitally without relying on the traditional insurance processes that have historically made business insurance cumbersome. Now, we’re taking that experience one step further. With the Coverdash Claude Connector, policyholders can interact with their insurance through a simple, conversational experience, asking questions about their coverage, accessing policy information, requesting endorsements, generating COIs, and more without navigating a traditional insurance portal. Instead of emailing an agent to ask, “Where do I find my certificate of insurance?” and waiting for a response, or navigating a tricky portal to figure out whether a particular activity is covered, business owners can simply ask Claude. Insurance, through conversation Business insurance is complex. Policies contain limits, exclusions, endorsements, effective dates and other details that can be difficult to navigate, particularly when a business owner needs an answer quickly. The Coverdash Claude Connector is designed to make that information more accessible. Through Claude, eligible Coverdash policyholders can: * Generate and retrieve Certificates of Insurance (COIs) * Ask questions about their policies and coverage * Access policy information and documents * Request policy endorsements and changes * Compare contract requirements against their coverage * And more The goal isn’t to replace the insurance professionals who support our customers. It’s to make the information and tools they need available whenever and wherever they need them. Why we built it The way people interact with software is changing. Historically, software has required users to understand where information lives and which buttons to click to accomplish a task. AI is creating a different model: users can simply explain what they need, and an agent can help them get it done. We believe insurance should work the same way. For a small business owner, insurance is rarely the reason they opened their computer that morning. They might need a COI for a new customer, want to add a piece of equipment to their policy, have a question about their coverage, or need to make a change before starting a new job. Today, those tasks can require navigating a dedicated insurance platform or reaching out to an agent. The Coverdash Claude Connector brings many of those capabilities into the AI tools business owners are increasingly using every day. The future of insurance isn’t just about making insurance easier to buy. It’s about making it easier to use. Taking Embedded Insurance a Step Further Coverdash has spent years building technology around the idea that business insurance should live where business owners already work. Our embedded insurance platform enables partners across financial services, payroll, lending, business management, and more to offer commercial insurance directly within their existing products and workflows. The Claude Connector takes that same philosophy a step further, bringing insurance management into a conversational AI experience. Buying a policy is only one part of the insurance journey. Once coverage is in place, business owners need to understand their policy, provide proof of coverage, make changes as their business evolves, and get answers to questions that come up along the way. By making these capabilities accessible through Claude, we’re giving policyholders another simple, intuitive way to manage their insurance and making coverage a more connected part of running a business. What’s next This is just the beginning. As AI agents become a more common interface for the software people use every day, we see an opportunity to make insurance increasingly accessible through the same tools. Our focus will continue to be on practical experiences that make life easier for business owners, from getting answers about their coverage to managing policies and completing the everyday tasks that come with running a business. About Coverdash: Coverdash is a fully digital business insurance agency and embedded insurance provider helping businesses access and manage commercial coverage through the platforms they already use. Its proprietary embedded technology enables partners to integrate a complete, end-to-end insurance experience through flexible API, component and white-label solutions. Coverdash is headquartered in New York and is a licensed insurance agency across all 50 states. Want to partner with us? Visit coverdash.com/partner.

JERSEY CITY, N.J., Oct. 5, 2026 /PRNewswire/ -- Bluevine, the largest small business banking platform in the US* and Coverdash, a leading embedded business insurance provider powering hundreds of insurance experiences across the small business ecosystem, today announced a partnership to bring commercial insurance directly into the Bluevine platform. Through the integration, Bluevine customers can now purchase and manage business insurance alongside the banking, payments and financial tools they already use to run and grow their businesses. Powered by Coverdash's proprietary embedded technology and integrations with 40+ commercial insurance carriers, the Bluevine experience gives customers access to a broad suite of commercial insurance products, including General Liability, Business Owners Policies, Workers' Compensation, Commercial Auto, Professional Liability, Cyber and more. Customers can compare coverage options from dozens of leading commercial carriers, review limits and deductibles, purchase coverage and manage their policies directly within Bluevine. The fully customized integration is designed to fit seamlessly into the existing Bluevine experience, making it easy for customers to access insurance when they need it without navigating a separate platform. Customers can also generate and download Certificates of Insurance instantly, helping them meet requirements from customers, landlords, lenders and business partners without leaving Bluevine. The partnership is the latest development in Bluevine's goal to create an all-in-one platform to help small business owners in all aspects of their entrepreneurship journey. "Small businesses don't operate in silos, and neither should the tools they rely on," said Kyle Cooper, Bluevine's SVP and GM of Checking and Payments. "Bringing insurance into Bluevine gives our customers another important capability in the same place they already manage their money and run their businesses." "Bluevine has built a seamless ecosystem around the tools small businesses rely on every day, and we're excited to make insurance a natural extension of that experience," said Ralph Betesh, Founder Coverdash. "Our technology makes it possible to tailor the insurance experience to each partner, and we're proud to bring that capability to the millions of businesses Bluevine serves." The partnership adds to Coverdash's growing network of embedded partners across financial services, lending, payroll and business management as the company scales toward its vision of becoming the go-to insurance layer for the small business ecosystem. It also reflects a shared belief between Bluevine and Coverdash: Critical business tools should live inside the platforms businesses already use to operate and grow. *As compared to publicly available data on the number of lifetime customer accounts held by other U.S. banking platforms dedicated to small businesses that offer both checking and lending services, as of June 2026. About Bluevine Bluevine is the largest small business banking platform in the U.S., serving as the financial operating system for startups and small businesses. Through a single account, companies can earn more, save more, borrow, and manage their money whenever and wherever they do business - without ever stepping into a branch. Accessible through one dashboard, its product suite integrates high-yield business checking, accounts payable, debit and credit cards, loans, and lines of credit. Since 2013, Bluevine has served over 1,000,000 customers, delivered over $17 billion in loans, and is currently trusted with over $2.2 billion in managed customer deposits. Bluevine is backed by leading private and institutional investors, including Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, ION Crossover Partners, SVB Capital, Nationwide Insurance, and M12 (Microsoft's Venture Arm). Bluevine is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. Lines of credit are issued by Celtic Bank. For more information, please visit bluevine.com or follow us on LinkedIn, Instagram, Facebook, and X. About Coverdash: Coverdash is a fully digital business insurance agency and embedded insurance provider helping businesses access and manage commercial coverage through the platforms they already use. Its proprietary embedded technology enables partners to integrate a complete, end-to-end insurance experience through flexible API, component and white-label solutions. Coverdash is headquartered in New York and is a licensed insurance agency across all 50 states. Want to partner with us? Visit coverdash.com/partner.

New York, NY — September 2, 2026 — Lumber, the AI-powered construction workforce management platform, today announced a partnership with Coverdash, a leading embedded insurtech platform with access to 40+ major U.S. insurance carriers, to bring a full business insurance experience directly into the Lumber platform. Through the integration, contractors can compare quotes across carriers, evaluate policies side by side, purchase coverage, access policy information, and manage their insurance without leaving Lumber. The experience spans General Liability, Workers’ Compensation, Commercial Auto, Cyber, Business Owners Policies, Professional Liability, and more. Coverdash customers typically save up to 30% on their business insurance, giving Lumber customers access to competitive coverage alongside the convenience of managing it within the platform they already use to run their business. For contractors, insurance has traditionally meant another platform, another login, and another workflow separate from the systems they already use to run their business. That fragmentation can create friction at every step, from shopping for coverage to obtaining Certificates of Insurance and managing policies as their business changes. With Coverdash embedded in Lumber, contractors can manage their insurance alongside their workforce, payroll, and compliance workflows, with instant access to the documentation they need to keep projects moving. Workers’ Compensation is a key example. Required by state law, critical to protecting employees, and often necessary to land new jobs, workers’ comp has historically been disconnected from the payroll systems contractors use every day. Lumber’s integration with Coverdash brings pay-as-you-go Workers’ Compensation into that workflow, allowing contractors to align premiums with payroll rather than relying solely on large upfront payments based on estimated annual payroll. “Every contractor we talk to says the same thing: cash flow is everything,” said Oleg Pravdin, Head of Product at Lumber. “With pay-as-you-go, premiums move alongside payroll instead of tying up a year’s cash upfront. It’s a small shift that makes a huge difference in how contractors run their business.” “Construction companies need insurance to protect their businesses, meet contractual requirements, and keep projects moving,” said Bobby Jones, Head of Partnerships at Coverdash. “Yet insurance has historically lived outside the platforms contractors rely on to run their businesses. Partnering with Lumber changes that by bringing the full insurance experience into the workflow contractors already use, from comparing coverage to accessing a Certificate of Insurance and managing policies over time.” The partnership builds on Coverdash’s experience embedding commercial insurance directly into the platforms where businesses already work, as well as its growing success bringing pay-as-you-go Workers’ Compensation to businesses through embedded partnerships. For Lumber, the integration expands its platform beyond payroll and compliance to help contractors manage another critical part of running and growing their businesses, while giving them a simpler way to access and manage the coverage they need. Business insurance through Coverdash is available to Lumber customers beginning September 2, 2026. About Lumber Lumber is the industry's leading all-in-one construction workforce management platform, built for construction from the ground up. Lumber streamlines payroll, time tracking, safety, compliance, HR, and field productivity for specialty contractors and general contractors across the U.S. and Canada, backed by AI-driven automation and a support crew of real compliance experts. Learn more at www.lumberfi.com. About Coverdash Coverdash is a fully digital business insurance agency dedicated to making insurance accessible for businesses of all sizes. Its embedded technology allows partners to host a complete insurance experience with minimal integration effort. Headquartered in New York and licensed in all 50 states, Coverdash is transforming how entrepreneurs protect their businesses. Want to partner with us? Visit coverdash.com/partner

New York, NY — August 26, 2026 — Coverdash, the embedded insurtech broker powering coverage for startups and small businesses, today announced a new partnership with Lettuce Financial, an all-in-one financial operating system built for Solopreneurs. The integration puts Coverdash's insurance marketplace directly inside Lettuce's platform, so solopreneurs can get covered in the same place they already handle their S Corp taxes, payroll, and bookkeeping. The Problem: Insurance Is a Recurring Headache for Businesses-of-One Running a business-of-one means wearing every hat, including the ones nobody trains you for. A client asks for proof of insurance before signing a contract. A single data breach could put a consultant's entire business at risk. A simple slip-and-fall could leave a freelancer on the hook for damages. Without a clear starting point, solopreneurs often end up bouncing between several different websites trying to piece together quotes, comparing policies they don't fully understand, and losing track of what they've already bought. The result is common and costly: many end up underinsured on the coverage they actually need, or overpaying for policies that don't fit a business-of-one at all. Lettuce has already solved this kind of friction for taxes and back-office finance, automating S Corp formation, payroll, bookkeeping, quarterly tax payments, and retirement planning. Insurance is the natural next piece of that puzzle, and it's exactly where Coverdash comes in. Coverage That Lives Inside Lettuce, Start to Finish  Lettuce users can now quote, compare, and bind business insurance without leaving the platform, pulling from a marketplace of 40+ carriers and covering the lines solopreneurs run into most often. Once a policy is bound, it doesn't disappear into a separate inbox or platform: members manage it, renew it, and can download Certificates of Insurance right from their Lettuce dashboard. * General Liability: often the first thing a client or landlord asks for * Professional Liability: essential for consultants, therapists, creators, and other service providers * Cyber Insurance: increasingly required for anyone handling client data * Business Owner's Policy (BOP): bundles GL with property coverage for those working out of a home office or studio The goal isn't just checking a box - It's making sure members are never caught flat-footed when a new contract, lease, or client demands coverage they don't already have. With 40+ carriers and dozens of commercial lines behind it, Coverdash's marketplace is built to keep pace with wherever a member's business goes next. And when proof is needed, whether it's for a client, landlord, lender, or partner, the right policy and Certificate of Insurance are ready in a couple of clicks. Why It Matters for Businesses-of-One Freelancers, consultants, creators, and other solo operators face a strange gap in the market: too small to get much attention from traditional commercial insurance providers, but still on the hook for the same liability, client contract requirements, and state compliance rules as much larger companies. Pairing Lettuce's automated back office with Coverdash's embedded quoting and ongoing policy management closes that gap, giving members one more essential piece of running a business handled automatically, alongside their taxes and payroll. “Solopreneurs deserve access to the same protection as larger businesses, without the complexity that traditionally comes with getting insured,” said Ralph Betesh, CEO at Coverdash. “By bringing insurance directly into Lettuce, we’re making coverage a natural part of the way solopreneurs already run their businesses. The goal is simple: make it easier to get the right protection without adding another task, platform, or headache to the list.” “Solopreneurs deserve the same financial infrastructure and protection as much larger businesses, without having to build a back office to get it,” said Ran Harpaz, CEO of Lettuce Financial. “Our goal at Lettuce is to make running a business-of-one radically simpler. By bringing Coverdash directly into Lettuce, we’re adding another essential part of the back office — so our members can manage their taxes, payroll, books, and now business insurance all in one place.”   About Coverdash Coverdash is a fully digital business insurance agency dedicated to making insurance accessible for businesses of all sizes. Its embedded technology allows partners to host a complete insurance experience with minimal integration effort. Headquartered in New York and licensed in all 50 states, Coverdash is transforming how entrepreneurs protect their businesses. Want to partner with us? Visit coverdash.com/partner About Lettuce Lettuce is an AI-powered financial operating system built for businesses-of-one — freelancers, consultants, creators, and other solo professionals. The platform automates S Corp formation, payroll, bookkeeping, quarterly tax payments, and retirement planning, acting as a full-stack back office so solopreneurs can focus on their work instead of their paperwork. Learn more at lettuce.co.

New York, NY – August 12, 2026 – Coverdash, a leading digital insurtech company transforming embedded insurance, and Housecall Pro, a leading field service management platform trusted by over 200,000 home service professionals, have partnered to change how home service businesses access and manage insurance. By embedding Coverdash's end-to-end experience directly into the Housecall Pro® - platform, plumbers, HVAC technicians, electricians, cleaners, landscapers, and other pros now have seamless access to coverage alongside the tools they already use to run their operations every day. Running a home service business means juggling a constant stream of demands: scheduling jobs, dispatching technicians, invoicing, and growing a team. Insurance sits at the center of it all — protecting the business from on-the-job accidents and property damage, and satisfying the contract requirements that often demand proof of coverage before work can even begin.  Yet it has always been one more thing handled separately, sourced through a different vendor, managed elsewhere, and renewed through a different process each year. For busy trades professionals, that friction compounds quickly.  Through this partnership, Coverdash integrates directly into the Housecall Pro platform, allowing pros to access tailored coverage in the same place they schedule jobs, manage customers, and process payments. Through a seamless integration, Housecall Pro has embedded Coverdash's full experience spanning General Liability, Workers' Compensation, Commercial Auto, Professional Liability, Cyber, Business Owners Policies, and more. Users get instant quotes, compare hundreds of carriers, and purchase coverage in minutes.  Once covered, users can download a Certificate of Insurance directly within the Housecall Pro solution, making it effortless to share proof of coverage the moment it's requested.  The integration also includes Coverdash's pay-as-you-go workers' compensation product, which connects premiums directly to real-time workforce data. Users can opt in at the point of payroll, so coverage activates alongside their team from day one. Rather than estimating annual payroll upfront and reconciling at year-end, premiums update automatically with each pay cycle — meaning pros pay only based on what they actually pay their team. "Home service professionals are running demanding businesses every day, " said Ralph Betesh, CEO of Coverdash . “The last thing they should have to worry about is whether they're properly covered. By embedding directly into the Housecall Pro platform, we're meeting pros exactly where they work and making it effortless to get the right coverage in minutes. This is what insurance should look like for the modern small business owner."  The Housecall Pro platform was built to be the operating system for home service businesses, with features spanning scheduling, dispatching, digital invoicing, payment processing, payroll, accounting AI-powered tools, and marketing automation. Adding embedded insurance through Coverdash makes the platform truly all-in-one, building on Coverdash's proven track record of doing the same for other industry leaders. "Our goal is to help home service professionals manage every aspect of their business from a single platform," said Brooks Pettus, President of Housecall Pro. "Insurance is critical to running and growing a service business, and it's traditionally been disconnected from the tools pros use every day. By partnering with Coverdash, we're helping our Pros secure coverage and stay compliant so they can focus on what they do best—delivering great work and taking care of their customers—all without leaving Housecall Pro.  About Coverdash Coverdash is a fully digital business insurance agency that specializes in serving the insurance needs of businesses of all shapes and sizes. Coverdash's embedded technology enables any partner to host its end-to-end insurance experience with a single line of code. Coverdash is headquartered in New York and is a licensed insurance agency across all 50 states. Interested in partnering with Coverdash? Check out: https://www.coverdash.com/partner About Housecall Pro Housecall Pro is a leading AI field service platform trusted by more than 200,000 home service professionals who have served 1 in 4 American homes. With automated workflows including estimating, customer communication, scheduling, dispatching, invoicing, payments, and much more, Housecall Pro helps Pros save time, grow revenue, and earn customers' trust. Housecall Pro supports the industry through the Champion the Trades ® program. Learn more at HousecallPro.com.

New York, NY - August 4, 2026 - Coverdash, the leading insurtech broker for startups and small to medium-sized businesses (SMBs), today announced a new embedded partnership with Globalfy, the financial platform built for international entrepreneurs starting and running their business in the U.S. The integration brings Coverdash's fully digital insurance experience directly into the Globalfy platform, giving members instant access to essential business coverage as they build their U.S. company. Simplifying Insurance for Global Entrepreneurs Globalfy helps founders around the world form a U.S. LLC, open an American business bank account, and manage their company from anywhere. Many of these entrepreneurs need business insurance to meet client requirements, sign contracts, and protect the company they've just built. With Coverdash embedded directly within the Globalfy platform, members can now secure coverage such as general liability, professional liability, and cyber insurance without ever leaving their dashboard. The experience adapts to exactly where a member is in their journey, whether they haven't started an application yet, have one in progress, or already hold an active policy they need to manage, including downloading their certificate of insurance (COI) on demand. Members receive real time, prequalified quotes, can compare policies side by side, and bind coverage in minutes. Built for a Global Member Base Globalfy's members come from all over the world, and the insurance experience meets them where they are. The entire flow, from quoting to support, is available in English, Portuguese, and Spanish, backed by a dedicated team of Spanish and Portuguese speaking agents. Members can shop for and manage coverage in their own language, and reach a support agent who speaks it too. Building on Proven Embedded Success The Globalfy partnership builds on Coverdash's track record of delivering embedded insurance solutions with leading platforms across financial services, incorporation, and payroll. By meeting entrepreneurs where they already manage their business, whether they're an e-commerce seller, a technology founder, or running any other kind of company, Coverdash continues to remove friction from the insurance buying process and make coverage more accessible for modern business owners everywhere. About Coverdash Coverdash is a fully digital business insurance agency dedicated to making insurance accessible for businesses of all sizes. Our embedded technology allows partners to host a complete insurance experience with minimal integration effort. Headquartered in New York and licensed in all 50 states, Coverdash is transforming how entrepreneurs protect their businesses. Want to partner with us? Visit coverdash.com/partner. About Globalfy Globalfy is a complete platform that helps international entrepreneurs launch, structure, and manage their businesses in the United States. With over 11 years of experience, the company has supported more than 10,000 businesses across 100+ countries by combining technology, compliance, and specialized human support throughout every stage of the journey, from company formation to ongoing accounting and tax compliance.

Workers' comp has always been a pain to source. Not because it's complicated in theory - every business with employees needs it, carriers know how to price it, and the data required to underwrite it exists. The problem is where that data lives. Payroll platforms process employee classifications, wages, and hours every two weeks like clockwork. That's exactly what a workers' comp policy is built on. Yet for as long as both have existed, the two have had nothing to do with each other. Business owners have been left to estimate their annual payroll upfront, find a broker, manage a policy on a separate platform, and reconcile everything at year-end audit. Every year. That friction isn't a flaw in the system. It is the system. Until now. What we Built A lot of insurtech companies build a standalone product first, retrofit an API layer on top, and call it embedded. Businesses can feel when insurance has been bolted on as an afterthought. It shows in the UX, the data handoffs, and every interaction that follows. Coverdash has never built that way. Every product we've ever shipped was designed to live inside another platform from day one, not alongside one. That distinction matters most here. Coverdash embeds directly inside the payroll platform. When a business first runs payroll, Coverdash is already there, using live payroll data to query 30+ pay-as-you-go carriers simultaneously and surface the lowest available rate for that specific workforce. No forms. No broker. No separate application. One click to opt in, and premiums sync automatically with every payroll run from that point forward. The audit disappears. The business never leaves the platform they're already in. The insurance experience feels native to the product they're already using, because it is. How it works 1. One integration unlocks everything. Any platform with a payroll component can embed Coverdash through a single backend integration. Workforce and payroll data flow in automatically, pay-as-you-go workers' comp and Coverdash's full commercial suite, live in one shot. 2. Real payroll data. Live market pricing. Instantly. When a business first runs payroll, Coverdash queries 30+ carriers simultaneously using actual workforce data and surfaces the lowest available rate in real time. 3. One click to opt in. The best available quote appears directly inside the payroll workflow. One click. The business never leaves your platform. 4. Premiums that move with the business. Workers' comp premiums calculate automatically from actual payroll each cycle. No estimates. No audits. Coverage stays in sync as the business grows. 5. COI on demand. Always. Certificates of insurance live inside the platform, downloadable whenever they're needed. What it Produces Over 80% of businesses opt in when Coverdash is presented at the point of payroll. That number has held for over a year across top partners. Today, dozens of payroll platforms have deployed Coverdash's embedded pay-as-you-go workers' comp, part of a broader network of 150+ partners running Coverdash's embedded insurance infrastructure across commercial lines. The demand for workers' comp was never the problem. Business owners need it, they know they need it, and when the experience is seamless enough, they take it. The friction was always the distribution model, not the product. Fix the distribution and the conversion follows. For platform partners, that translates to something concrete: the lowest-friction path to a full embedded insurance suite, one integration, one backend, proven across 150+ partners. The platforms moving first are establishing the default insurance relationship with SMBs in a category every competitor will eventually have to build for. The infrastructure is here. The conversion data is in market. The only question is whether your platform is next. Partner with Coverdash About Coverdash Coverdash is a fully digital business insurance agency that specializes in serving the insurance needs of businesses of all shapes and sizes. Coverdash's embedded technology enables any partner to host its end-to-end insurance experience with a single line of code. Coverdash is headquartered in New York and is a licensed insurance agency across all 50 states. Interested in partnering with Coverdash? Check out: https://www.coverdash.com/partner

New York, NY – March 31, 2026 - Coverdash, the leading insurtech broker for startups and small to medium-sized businesses (SMBs), is excited to announce a new embedded partnership with Collective, the financial back office built for self-employed entrepreneurs. This integration brings Coverdash's fully digital insurance experience directly into the Collective platform, giving members instant access to essential business coverage as they manage and grow their S Corp. Simplifying Insurance for Self-Employed Business Owners Self-employed entrepreneurs operating through Collective often need business insurance to meet client requirements, sign contracts, or protect their business from everyday risks. With Coverdash embedded directly within the Collective platform, members can seamlessly secure coverage such as general liability, professional liability, cyber insurance, and more without ever leaving their dashboard. Through this embedded experience, Collective members can receive real-time, prequalified quotes from over 30 top-rated insurance carriers, compare policies side by side, and bind coverage in minutes. No paperwork. No complicated process. Just the right coverage, delivered at the right time. Embedded Where It Matters Most Coverdash is integrated directly into key moments of the Collective experience to make insurance simple and accessible when members need it most. During formation: New Collective members are introduced to business insurance as they form their S Corp, helping them secure coverage early and stay compliant from day one. Within payroll workflows: As members set up and run payroll, Coverdash enables seamless access to Workers' Compensation insurance, making it easy to meet state requirements and stay compliant as soon as employees are added. Insurance Hub: Collective members have a dedicated section directly within the platform's navigation, making it easy to learn about essential coverage options, get quotes, download COIs, and manage existing policies - all in one place, whenever they need it. Bringing Existing Coverage Into One Place For members who already have insurance, Coverdash offers a Broker of Record (BoR) experience that makes it easy to bring existing policies into the Collective platform. By uploading a Certificate of Insurance or entering basic policy details, members can transition their coverage to Coverdash and manage everything in one place - centralizing their financial back office, including insurance, without needing to switch providers or rebuild from scratch. A Complete Layer of Protection for Collective Members This partnership enhances the Collective platform by giving members a simple, integrated way to protect their business alongside everything else they use to manage their S Corp. Whether a member is a consultant, freelancer, creator, or agency owner, Coverdash makes it easy to access affordable, tailored insurance directly within the platform they already rely on. By embedding insurance at the right moments in the member journey, Collective members can address compliance requirements, provide proof of insurance to clients, and safeguard their operations without adding friction to their workflow. Building on Proven Embedded Success The Collective partnership builds on Coverdash's track record of delivering embedded insurance solutions with leading platforms across financial services, incorporation, and payroll. By meeting entrepreneurs where they already manage their business, Coverdash continues to remove friction from the insurance-buying process and make coverage more accessible for modern business owners. About Coverdash Coverdash is a fully digital business insurance agency dedicated to making insurance accessible for businesses of all sizes. Our embedded technology allows partners to host a complete insurance experience with minimal integration effort. Headquartered in New York and licensed in all 50 states, Coverdash is transforming how entrepreneurs protect their businesses. Want to partner with us? Visit coverdash.com/partner. About Collective Collective is the first online financial platform designed exclusively for self-employed entrepreneurs to give them the tools and team they need to focus on their passion, not their paperwork. Collective empowers solopreneurs with tools built specifically for the way they run their business, backed by an in-house team of experts who understand the realities of being self-employed — helping them stay on top of their finances, navigate taxes and make confident decisions as they grow. Learn more at www.collective.com.